Goderich Auto Financing
Our dedicated team of finance experts have built long standing trusting relationships with all major banks and auto loan companies that specialize in auto loans for those customers with less than perfiect credit. We look at each customer's circumstance individually. We will review your credit score and if applicable suggest areas whereby a few changes can materially impact your loan acceptance and terms.
As a family owned business with close ties to our community we will ensure your new loan will not leave you in a negative equity situation in the coming years. In fact, we stay in touch with you, and as your credit score improves we have options to get you approved for a new vehicle and even lower interest rates.
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Obtaining a Vehicle Loan in the Goderich Area
There are several factors that come into play when applying for car financing. The lender or bank will want to verify that your credit is at or above a particular threshold, and they will want to check on your employment. If you have recently started a new job, it may help to wait a little bit of time before applying for car financing. This way, you will have a more established employment history, which may be received more favorably for loan companies.
If you have bad credit, try not to worry too much. Not all car dealerships will deal with bad credit car loans, but others do in fact, some dealerships cater specifically to those with poor credit. If your credit is less than perfect, we recommend you contact us at St Thomas Nissan and explain your situation to one of our finance experts. You may be able to receive more detailed car financing information based on your specific criteria over the phone, or in a brief in-person meeting at our dealership.