Sarnia Auto Financing
Our dedicated team of finance experts have built long standing trusting relationships with all major banks and auto loan companies that specialize in auto loans for those customers with less than perfiect credit. We look at each customer's circumstance individually. We will review your credit score and if applicable suggest areas whereby a few changes can materially impact your loan acceptance and terms.
As a family owned business with close ties to our community we will ensure your new loan will not leave you in a negative equity situation in the coming years. In fact, we stay in touch with you, and as your credit score improves we have options to get you approved for a new vehicle and even lower interest rates.
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Ready to Buy a New Vehicle?
When it comes time to purchase a car, there are some tips and tricks that may make the process easier and more streamlined for you. First, you should to check your credit score to see how the finance company or lender is going to view your creditworthiness. This is an important factor in determining whether you will be approved for car loans in the Sarnia area, and if you are, what interest rate you will receive.
Even a modest change in interest rate can be significant over the term of the loan, so it is vital that you boost your credit score as high as you can before applying for car loans. Once approved, it is up to you to keep your account in good standing. It's important to stay on top of monthly payments for any car loans, as failure to pay on time could result in late fees or negative reporting to the credit bureaus. At St Thomas Nissan we are here to help, so please take a minute and fill out our secure online credit application and one of our finance experts will get back to you promptly.